We’ve all had that moment — a bunch of bananas turning freckled and soft on the counter, just begging not to be wasted. That’s exactly how this chocolate chip banana bread came to be in my kitchen. One sleepy Sunday, I decided to stop pretending I’d eat those last four bananas and turn them into something worth craving. This recipe leans into those sweet, overripe bananas and pairs them with rich chocolate chips for a loaf that’s soft, dense, and golden outside with a cake-like inside. It tastes like the kind of treat your grandma might’ve whipped up — if she liked sneaking chocolate into breakfast. I keep it simple, because let’s be real, no one wants to wrestle with 15 ingredients when the banana situation’s already dire. It’s a cozy, feel-good bake that you can share… or hoard, if you’re like me. Whether you call it a banana bread chocolate chip recipe or a 4 banana bread recipe easy enough for a nap-deprived Tuesday, this one hits the mark. And yes, it totally qualifies as one of those banana dessert recipes easy enough to memorize by heart.

Table of Contents
- 1) Key Takeaways
- 2) Easy Chocolate Chip Banana Bread Recipe
- 3) Ingredients for Chocolate Chip Banana Bread
- 4) How to Make Chocolate Chip Banana Bread
- 5) Tips for Making Chocolate Chip Banana Bread
- 6) Making Chocolate Chip Banana Bread Ahead of Time
- 7) Storing Leftover Chocolate Chip Banana Bread
- 8) Try these Breakfast Recipes next!
- 9) Chocolate Chip Banana Bread
- 10) Nutrition
1) Key Takeaways
- Use four ripe bananas for the best flavor and texture
- This chocolate chip banana bread is rich, dense, and perfect for breakfast or dessert
- You can prep and freeze slices for future cravings
- A few pantry staples make this recipe simple and affordable
2) Easy Chocolate Chip Banana Bread Recipe
This banana bread recipe is where soft bananas meet melty chocolate in the best way. The first time I made this, I had four sad-looking bananas staring back at me. I couldn’t let them go to waste. So I tossed together some flour, sugar, eggs, and a whole lot of chocolate chips. What came out of the oven wasn’t just banana bread. It was the kind of banana dessert recipes people don’t forget.
If you’re into banana dessert recipes easy enough for weekdays but rich enough for weekends, this one checks the boxes. It’s tender, chocolatey, and perfectly sweet without being over the top. Plus, that golden top crust? Gorgeous. Each bite feels like a reward for not tossing those overripe bananas in the compost.
I like to keep a loaf of this around for mornings when I need a little encouragement or evenings when dinner didn’t quite fill the dessert space. The flavor? Somewhere between comfort and indulgence. It’s a chocolate banana bread recipe that hits that homemade craving right on the nose.

3) Ingredients for Chocolate Chip Banana Bread
Ripe Bananas: Use four bananas, the riper the better. They should be spotty and soft. That’s where the sweetness lives. The base of our 4 banana bread recipe easy and rich in flavor.
All-Purpose Flour: Simple, unbleached flour works best here. It gives structure without overpowering the banana flavor.
Brown Sugar: Adds depth and a hint of caramel flavor. It also helps the bread stay tender and soft.
Granulated Sugar: For that crisp top and balanced sweetness. You can reduce it slightly if your bananas are extra sweet.
Melted Butter: Rich and smooth, butter gives the bread its comforting texture. You can sub with oil if needed, but the flavor changes a bit.
Eggs: Two large ones bind the batter together and help the loaf rise properly.
Vanilla Extract: Just a splash, but it rounds out the flavor and pairs beautifully with banana and chocolate.
Baking Soda: You only need a teaspoon. It helps the bread lift without tasting metallic like baking powder sometimes does.
Salt: A pinch brings everything into balance. Don’t skip it — even sweet recipes need salt.
Chocolate Chips: Semi-sweet or dark, both work great. I like to stir some into the batter and sprinkle a few on top for good measure. That way you get gooey bits in every bite. Perfect for a chocolate chip banana bread recipe moist and satisfying.

4) How to Make Chocolate Chip Banana Bread
Step 1: Preheat your oven to 350°F. Line a loaf pan with parchment or lightly grease it. This helps the bread release easily when baked.
Step 2: In a large mixing bowl, mash the bananas until smooth. Use a fork or potato masher, whichever is closer.
Step 3: Add the melted butter, brown sugar, granulated sugar, eggs, and vanilla to the mashed bananas. Stir until smooth and well combined.
Step 4: Sprinkle the flour, baking soda, and salt over the wet ingredients. Gently fold the dry into the wet. Don’t overmix — a few lumps are fine.
Step 5: Fold in most of the chocolate chips. Save a handful to scatter on top. This helps with both flavor and looks. A banana bread chocolate chip recipe should always be generous with the chips.
Step 6: Pour the batter into the prepared pan. Tap it on the counter a few times to settle the batter evenly.
Step 7: Bake for 50 to 60 minutes. Start checking at 50. A toothpick should come out mostly clean — a few crumbs clinging is perfect.
Step 8: Let it cool in the pan for 10 minutes, then transfer it to a wire rack to cool completely. If you slice too early, the crumb may fall apart.

5) Tips for Making Chocolate Chip Banana Bread
If you want your banana bread recipe easy and foolproof, start with overripe bananas. The darker they look, the better they taste. Don’t be afraid of those black spots.
Measure the flour correctly. Use a spoon to fill your measuring cup and level it with a knife. Scooping can pack too much in, which leads to dry bread.
Don’t overmix. Stir gently and stop when you see no streaks of flour. That helps keep the texture soft and avoids a tough loaf.
Want a stronger chocolate hit? Add a tablespoon of cocoa powder to the dry mix. It’ll lean more into the chocolate banana bread recipe side of things.
Use parchment paper for easy removal. It lifts out the whole loaf in one go without sticking to the pan. Handy when you’re in a hurry or gifting the bread to a friend.
6) Making Chocolate Chip Banana Bread Ahead of Time
This banana dessert is one of those make-ahead miracles. I bake a loaf on Sunday and we nibble at it for days. It tastes just as good — if not better — after it rests overnight.
If you’re making it ahead for a brunch or event, you can bake the loaf, wrap it tightly in plastic, and keep it on the counter or fridge. The texture holds well and the chocolate keeps its flavor.
For long-term storage, slice and freeze individual pieces. Wrap each in foil, then store in a zip-top bag. Pop a slice in the microwave for a quick snack that tastes like you baked it that morning.
7) Storing Leftover Chocolate Chip Banana Bread
Once cooled, wrap the loaf in foil or keep it in an airtight container. It’ll stay fresh at room temperature for two to three days. After that, I like to refrigerate it to keep the texture firm.
If you’re freezing it, wrap slices individually. That way, you can thaw one at a time. It helps prevent waste and keeps each slice tasting fresh.
A quick toast or warm-up in the microwave brings it back to life. Add a smear of butter or peanut butter if you’re feeling indulgent. This is one of those banana dessert recipes that welcomes a little extra love.
8) Try these Breakfast Recipes next!
9) Chocolate Chip Banana Bread

Chocolate Chip Banana Bread – One of the Best Banana Dessert Recipes You’ll Ever Try
Ingredients
- 4 ripe bananas, mashed
- 1 ½ cups all-purpose flour
- ½ cup brown sugar
- ¼ cup granulated sugar
- ⅓ cup melted butter
- 2 large eggs
- 1 tsp vanilla extract
- 1 tsp baking soda
- ½ tsp salt
- ¾ cup chocolate chips (plus extra for topping)
Instructions
- Preheat your oven to 350°F and line a loaf pan with parchment paper.
- In a large mixing bowl, mash the bananas with a fork until smooth.
- Add the melted butter, brown sugar, granulated sugar, eggs, and vanilla. Mix until fully combined.
- Sprinkle in the flour, baking soda, and salt. Stir gently until just combined — don’t overmix.
- Fold in the chocolate chips.
- Pour the batter into your prepared pan and sprinkle some extra chocolate chips on top for good measure.
- Bake for 50–60 minutes or until a toothpick inserted in the center comes out clean.
- Let it cool in the pan for 10–15 minutes before lifting it out to cool completely on a wire rack.
- Slice thick and enjoy warm — or hide the good slices for yourself, no judgment.
10) Nutrition
Serving Size: 1 slice | Calories: 265 | Sugar: 21g | Sodium: 180mg | Fat: 10g | Saturated Fat: 5g | Carbohydrates: 39g | Fiber: 2g | Protein: 3g | Cholesterol: 35mg

Leave a Comment